A+ Plus Credit Loans

For merchants with FICO scores over a 660 our excellent credit loan option will help you get the capital you need without the cost of the cash advance rates and fees.

Loan Terms

  • Loans Range from 2-4 years
  • Rates Start at 10.99%
  • Typical Funding is 4 days
  • Bi-weekly Payment

Loan Requirements

  • FICO Scores: Very Minimum 660
  • Time in Business- Minimum 3 Years
  • ​Annual Sales- Minimum 500k
  • ​No Negative Days/NSF's in Bank
  • No late pays on Personal/Business Credit 

This is a true loan program with an annual APR of 10.99%.  Having a strong credit profile will help you get funded for this funding program.

Preferred Business Types

  • Physicians and Health Care
  • Veterinarian and Pet Care
  • ​Pharmacies
  • Hotels and Motels
  • Home Health Care
  • Auto Repair
  • Gas Stations with Convenient Stores
  • Secondary Education
  • Amusement Facilities
  • Software and IT
  • Child Day Care
  • Accountants and CPA's
  • Liquor Stores
  • Other Industries Considered

Submission Requirements

Average Borrower Profile

  •  725+ FICO
  • 12 Years In Business
  • Annual Revenue > $3 Million
  • 15 Employees
  • 2 Year Previous Tax Returns
  • 3 Months Most Recent Bank Statements
  • ​Year to Date Profit and Loss
  • Debt Schedule
  • Completed Application

Get Working Capital for Your Business Today! 

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