Business Equipment Leasing

Lease financing for all business and credit types. Start Ups and Long term businesses welcome. Funding for equipment ranges from $5,000 to $10,000,000 and vehicle fleets up to 500 units.

Leases $10,000 - $35,000

  • Minimum 2 years in business under same ownership
  • Satisfactory Dun and Bradstreet
  • Satisfactory Bank and Trade References
  • Beacon Score > 675
  • Personal Guarantee Required
  • No unresolved liens, judgements, suits, or substantial collections

Leases over $35,000

  • Over 5 years time in business
  • No history of judgements, liens, bankrupty
  • Bank Reference with 2-3 Year History and at least a moderate 5 figure average
  • Two satisfactory trade references with at least 1 satisfactory debt reference
  • Clean Dunn and Bradstreet, Paynet or Equifax Small Business
  • Exceptions in Time in Business Requirement will be considered for start-up professional industries such as physicians, dentists, attorneys, etc.

Application Only Lease

  • Over 5 years in business
  • No history of judgements, liens, bankruptcy
  • Bank Reference with 2-3 year history and at least a moderate 5 figure average balance
  • Two satisfactory trade refs with at least one satisfactory comparable debt reference
  • Business Tax Returns or Financial Statements (2 years)
  • ​Beacon >675
  • Personal Guarantee Required 

Owner Operator Lease

  • $10,000 to $40,000 net funding to dealer
  • 2007 or newer class 8 tractors
  • Under 700,000 miles
  • 2009 or newer reefer trailers
  • Under 15,000 hours
  • Minimum 25% down payment (trade in ok)
  • First time owners okay
  • No additional collateral
  • No Minimum Credit
  • Past bankruptcy, Derogatory credit history, & Foreclosures OK

From Start Ups to Commercial Fleets we have many leasing programs to suit a wide range of business types and credit profiles.

Eighty percent of all businesses lease some of their equipment. There are many different reasons why companies lease, but the bottom line is that equipment leasing often makes good business sense. Because we are not a captive lessor and we are not partnered with manufacturers, we are unbiased and can offer advice as to the type of equipment or vendor you choose.

Industries We Lease

  • Computer and IT
  • Dental Equipment
  • Medical Equipment
  • Fitness
  • Restaurant Equipment
  • Telecom
  • Office Equipment
  • Software
  • Farming Equipment
  • Heavy Equipment
  • Trucks and Vans
  • Refrigeration
  • Walk in Coolers
  • Laundry Equipment
  • Mining Equipment

Submission Requirements

Average Borrower Profile

  •  500+ Credit
  • Completed Application
  • Start Ups Welcome

Get Working Capital for Your Business Today!